3 Cost-Saving Tips to Help You Save for a House Deposit
By: Jack Williams
Buying a home in the UK is a significant financial milestone for many, but one of the biggest hurdles is often saving up for that all-important house deposit. With property prices on the rise, it's essential to have…
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Shelter show that if renters were to lose their job more than one-third (34%) would struggle to pay their bills
By: Jack Williams
According to Shelter, over one-third of tenants (34%) would face immediate financial hardship, relying solely on their savings if they lost their job. Surprisingly, only 11% of renters have insurance to provide…
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Becoming a Mortgage Advisor: A Pathway to Guiding Homeownership
By: Jack Williams
Helping individuals secure their dream homes by guiding them through the complexities of mortgages is a rewarding career choice. In the UK, the role of a mortgage advisor is vital in assisting clients in navigating…
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Understanding Buy-to-Let deposits: A guide for property investors
If you're considering entering the property investment market and purchasing a property to rent out, understanding the buy-to-let deposit requirements is crucial. In this blog post, brought to you by Blossomfield Mortgages, we'll delve into the key factors surrounding buy-to-let deposits in the…
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Demystifying mortgage jargon: A UK mortgage glossary made easy
Navigating the world of mortgages can be overwhelming, especially when faced with a barrage of unfamiliar terms and acronyms. To help you make sense of it all, we've compiled a user-friendly glossary of common mortgage terminology used by brokers and lenders in the United Kingdom. Let's…
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Rising mortgage defaults: A wake-up call for homeowners
A recent study has revealed the sharpest increase in mortgage defaults in the UK since 2009, and experts anticipate further rises in the coming months. As concerns about mortgage costs grow, nearly a million homeowners may face monthly repayment increases of £500 or more by the end of 2026. This…
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Is overpaying the right move as interest rates rise?
As interest rates continue to climb, homeowners are seeking ways to alleviate the burden of monthly mortgage payments. The question arises: should any spare cash be used to overpay the mortgage or deposited into a savings account? In this blog post, we'll explore the arguments surrounding this…
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Understanding your completion date: Essential guide to buying a home
When you're excited about moving into your new home, completion day is a big deal. But behind the scenes, your conveyancer is hard at work to make it happen smoothly. In this article, we'll explain everything that occurs on your completion date – what you need to do, what happens in the…
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Supporting homeowners: Introducing the new mortgage charter
By: Jack Williams
In a recent announcement, Chancellor Jeremy Hunt unveiled a new mortgage charter that aims to provide crucial support to residential mortgage customers during a period of rising interest rates. While the plans do not include specific…
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